Specialized Excess & Surplus Lines
Vela Insurance Services offers specialized Excess & Surplus Lines Casualty and Professional Liability insurance solutions through our exclusive wholesale broker network to serve the the unique needs of businesses nationwide.
Excess and Surplus Definition
What Is E&S Insurance?
Excess and Surplus (E&S) Lines is a specialty insurance market that protects the business risks that standard insurance carriers won’t cover. These businesses are considered to have higher-risk exposures or unique needs that fall outside the coverage of traditional commercial insurance coverage. This market is also referred to as the surplus lines or non-admitted insurance.
Businesses with these unique exposures, such as those in the construction and manufacturing industries, require an E&S insurance carrier that is experienced with an innovative team who constantly evolve and quickly respond with this ever-changing market.
Vela Insurance is a problem-solver in the E&S market. Our experienced and knowledgeable staff offer unique solutions for complex risk which has earned us a strong reputation in the marketplace. Through our exclusive wholesale distribution partners, businesses obtain the necessary insurance protection for their distinct exposures.

